Seven Things A First Time Insurance Buyer Should Know

First Time Buyers

Are you a young adult ready to get out from under mom and dad’s wings and purchase car insurance in your name for the first time? Companies will consider you a greater risk, so you’ll pay a proportionately higher rate. …Read More

7 Ways to Negotiate An Auto Insurance Settlement

Car Accident

1. Don’t Admit Fault You need to think clearly about the events of the car accident before you call your insurance company. One thing you shouldn’t do is admit fault. If the person you were in an accident with claims …Read More

Advantages and Disadvantages of Umbrella Insurance

Umbrella Insurance

Umbrella Insurance has significant advantages and few disadvantages. The coverage isn’t only for people who already have something to protect. A medical resident who is forced to drive back and forth to work while exhausted would be well served with …Read More

Insurance Exclusions and Limitations


We take our responsibility to make sure you are adequately covered in case of a loss very seriously. It is our number one objective. However, it is equally important that you know exactly what your policy covers and what is …Read More

How Your Credit Score Impacts The Cost Of Your Insurance

credit report

Did you know your credit history can affect your insurance rates? There are several rate determining factors, including age, gender, zip code, marital status, motor vehicle record, and type/value of the car. There may be others as well. Impact Of …Read More

Beyond Auto Insurance: Protecting Your Off-Road and Recreational Vehicles

couple riding a motorcycle

We are all familiar with the necessity of carrying auto insurance. It is not only the responsible thing to do, it is the law. Whoever the driver and whatever the destination, basic automotive coverage is required to protect you and …Read More

How to Reduce Your Insurance Premiums without Decreasing Your Coverage

Having the proper insurance coverage is essential in protecting our families and our assets, and since we know that it is necessary, we sometimes end up paying more than needed for the assurance that we’re covered. Fortunately, when it comes …Read More